Buckle Up, Atlanta

Up to

$30,000

from Invest Atlanta’s Beltline Mortgage Assistance Program to help you buy a home in eligible Beltline neighborhoods on the city’s south and west sides.

Check an Address ↓ Start an Application →

Up to $30,000

Eligible long-term residents and public sector employees

Up to $20,000

Other qualified homebuyers

Use it for your down payment, closing costs, a permanent rate buydown, or any combination. The assistance is a soft second mortgage with a 15‑year affordability period.

Is the home in the Beltline area?

Homes must be inside Beltline Tax Allocation District subareas 1, 2, 3, 8, 9 or 10. Search any address on Invest Atlanta’s map to see if it’s eligible.

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Who qualifies

Buyer requirements

You don’t have to be a first-time buyer.

Credit score of 620 or higher
Fixed-rate FHA, VA or conventional loan through a participating lender
At least $1,500 of your own money in the purchase
No more than $35,000 in savings and other liquid assets
No ownership interest in any other property
8-hour homebuyer education course + Invest Atlanta’s Q&A session
Live in the home as your primary residence

Income limits

Household size	Max income
1 person	$115,500
2 people	$132,020
3 people	$148,540
4 people	$164,920
5 people	$178,220

Land trust purchases use lower limits (120% of area median income).

Eligible homes

Single-family homes, townhomes, condos and 2–4 unit properties, new or existing. First mortgage up to $400,000. No maximum purchase price.

How it works

Talk with Laura

We’ll confirm the program fits and start your application for a fixed-rate FHA, VA or conventional loan.

Take the homebuyer class

Complete an 8-hour homebuyer education course plus Invest Atlanta’s Q&A session.

Find a home in the area

Shop in Beltline subareas 1, 2, 3, 8, 9 or 10. Check any address on the map above.

Review and close

Invest Atlanta reviews your file alongside ours, which usually takes up to 45 days.

Invest Atlanta assistance can’t be combined with Georgia Dream, NACA, DeKalb County or Fulton County down payment assistance. Let’s map out your best option before you go under contract.